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Protect Yourself, Protect Your Identity
Your mortgage originator does not authorize the sale of your personal information without your permission. We cannot stop this practice, only you can.
- You have the right to take your name off trigger lists. Opt-Out of prescreened offers of credit and insurance.
- Exercise caution when you are presented with prescreened offers over the telephone. Ask who you are speaking with and how they got your information. Ask for offers to be sent to you in writing if you are interested.
- The mortgage process is complex - compare mortgage products and ask questions.
- Avoid being rushed or pressured into making a decision.
- Don’t sign any forms that are blank.
Worried? Want to do more to protect Your personal information?
Voice your concerns by calling your Congressional Representative at 202-224-3121.
Opt-Out and reduce your junk mail.
Visit www.optoutprescreen.com today to reduce the number of unsolicited offers of credit and insurance you receive. The added bonus – you will also stop your private information from being sold and decrease your risk of identity theft.
National Do-Not-Call Registry
Visit www.donotcall.gov or call 1-888-382-1222 (for TTY, call 1-866-290-4236).
If your number has been on the national Do-Not-Call Registry, for at least 31 days and you have received calls while going through the mortgage process, follow the procedures below to file a complaint.
- Get the telemarketer’s company name.
- Get the company telephone number.
- Get the date the company called you.
Then file your complaint on the Registry’s website at www.donotcall.gov or call toll free
1-888-382-1222.
To stop other forms of direct mail marketing, visit the Direct Mail Association’s website at
www.dmaconsumers.org/consumerassistance.html
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